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Financial Federal has distinguished itself by providing personal and reliable service since 1985.

When you visit us to open a checking account, you will receive a level of service and attention that is uncommon but well deserved.

Minimum Requirements:

  • Opening deposit $1,000

Product Features:

  • Free ATM use anywhere in the U.S.
  • Monthly Statements

Product Benefits:

  • Free Financial Federal custom wallet checks (150)
  • Online Banking with Bill Pay**
  • Financial Federal Visa® debit card
  • Mobile Banking*
  • Mobile Deposit Capture*
  • Alerts and Account to Account transfers** 


  • Non-sufficient Funds (NSF): $35 
  • Overdraft Fee: $25
  • Stop Payment: $35
  • Service Charge if average balance < $1,000: $15 monthly
  • Wire Transfer: $15
  • POP Money: $0.50**
  • Returned Deposited Item: $10

For more information or to open an account, please contact one of our bankers via email or by calling (901) 756-2848:

Breann Forbes

Jennifer Petitte

Carolyn Sobral

*There may be charges by your cellular provider associated with data usage on your phone. Check with your wireless phone carrier for more information.

**Subject to entering into a separate agreement for these services.

Please refer to our Deposit Agreement for additional information on the features of our deposit accounts and service fee. Fees and services are subject to change based on the terms of our Deposit Agreement.