Our two business checking products provide the tools necessary for your enterprise combined with the service essential to ours.

We will help you choose the account best suited to your business today and continue to provide guidance as your needs grow. 

Minimum Requirements:

  • Opening deposit $2,500
  • Designed for small business, with fewer than 150 transactions per month

Product Benefits:

  • Monthly statements
  • Online Banking with Bill Pay**
  • Financial Federal Business Visa® debit card**
  • Intuit QuickBooks™ Direct Connect 
    • Conversion Instructions for Windows and Mac
    • Troubleshooting Guide
  • Business Mobility †


  • Non-sufficient Funds (NSF): $35 
  • Stop Payment: $35
  • Service Charge if average balance < $5,000: $15 monthly
  • Wire Transfer: $15
  • International Wire Transfer: $40
  • Exceed 150 transactions: $0.25 per transaction

For more information or to set up an account, please contact one of our bankers listed below via email or by calling (901) 756-2848:

Breann Forbes

Jennifer Petitte

Carolyn Sobral

Stephanie Richer

Linda Waldon



There may be changes by your cellular provider associated with data usage on your phone. Check with your wireless phone carrier for more information.

*Please refer to our Deposit Agreement for additional information on the features of our deposit accounts and service fees. Fees and services are subject to change based on the terms of our Deposit Agreement.

**Subject to entering into a separate agreement for these services.