CD Rates

12 Month CD: 2.25% APY*

6 Month CD: 2.00% APY*

We specialize in FDIC-insured certificates of deposit that are customized to meet your specific needs. To learn more about all available rates, please contact one of our bankers via email or by calling (901) 756-2848:

Carolyn Sobral (csobral [at] finfedmem [dot] com)

Kristie Graves (kgraves [at] finfedmem [dot] com)

Cindy Perry (cperry [at] finfedmem [dot] com)


Minimum opening balance of $1000 required for 2.25% APY for 12 month CD. | Minimum opening balance of $1000 required for 2.00% APY for 6 month CD. | Rates effective as of July 3, 2018. | Early withdrawal penalty will apply. | Rate and offer subject to change without notice. *Annual Percentage Yield