PersonalCardMockup FINAL FLAT

Financial Federal has distinguished itself by providing personal and reliable service since 1985.

When you visit us to open a checking account, you will receive a level of service and attention that is uncommon but well deserved.

Minimum Requirements:

  • Opening deposit $1,000

Product Features:

  • Free ATM use anywhere in the U.S.
  • Monthly Statements

Product Benefits:

  • Financial Federal custom wallet checks (150)
  • Online Banking with Bill Pay
  • Financial Federal Visa® debit card
  • Mobile Banking*
  • Mobile Deposit Capture**
  • Alerts and A2A transfers** 


  • Non-sufficient Funds (NSF): $35 
  • Overdraft Fee: $25
  • Stop Payment: $35
  • Service Charge if average balance < $1,000: $15 monthly
  • Wire Transfer: $15
  • POP Money: $.50
  • Returned Deposited Item: $10

For more information or to open an account, please contact one of our bankers via email or by calling (901) 756-2848:

Cindy Perry (cperry [at] finfedmem [dot] com)

Kristie Graves (kgraves [at] finfedmem [dot] com)

Carolyn Sobral (csobral [at] finfedmem [dot] com)

* Network provider fees may apply 

**Subject to entering into a separate agreement for these services.