Lending Criteria
Property Location: Nationwide
Term/Amortization: 5-25 years/20-30 years
Interest Rate: Fixed- and floating-rates available
Personal Liability: Generally non-recourse to the Borrower and Principals, except for standard carve-outs
Assumability: Allowed with Lender approval and 1% assumption fee
LTV Max: Varies by property type; up to 80% on multifamily and 70-75% on other properties
DCR Min: Varies by property type, usually 1.25 minimum
Loan Servicing: Retained by Financial Federal for the life of the loan, currently servicing over $1 billion in commercial loans
For more information please contact one of our commercial/multifamily bankers listed below by phone number and email:
Memphis Office:
(901) 759-2134 - Rick Wood (rwood [at] finfedmem [dot] com)
(901) 759-2120 - Jon Van Hoozer (jvanhoozer [at] finfedmem [dot] com)
Nashville Office:
(615) 297-1096 - Steve Curnutte (scurnutte [at] finfedmem [dot] com)
(615) 297-1095 - Battle Williford (bwilliford [at] finfedmem [dot] com)
Atlanta Office:
(678) 341-9175 - Dan Wiggins (dwiggins [at] finfedmem [dot] com)