Designed for customers with over 150 transactions a month, our Business Checking with Analysis account provides a checking option tailored for high-volume, high-balance businesses.


Minimum Requirements:

  • Opening deposit $2,500
  • Wave $25 maintenance fee if average balance is above $15,000


Product Benefits:

  • Monthly Statements
  • Online Banking with Bill Pay**
  • Financial Federal Business Visa® debit card**
  • Remote Deposit Capture via Merchant Capture**
  • ACH File Transfer**
  • Intuit QuickBooks™ Direct Connect
    • Conversion Instructions for Windows and Mac
    • Troubleshooting Guide
  • Business Mobility†


Analysis Fees*:

  • ACH Credits: $0.11
  • ACH Debits: $0.18
  • Checks Paid: $0.20
  • Checks Deposited: $0.05
  • Non-sufficient Funds (NSF): $35
  • Stop Payment: $35
  • Monthly Maintenance: $25
  • Wire Transfer: $15
  • International Wire Transfer: $40
  • Remote Deposit Capture: $40 monthly
  • Returned Item Deposited: $10


For more information or to set up an account, please contact one of our bankers listed below via email or by calling (901) 756-2848:

Kristie Graves (kgraves [at] finfedmem [dot] com)

Cindy Perry (cperry [at] finfedmem [dot] com)

Carolyn Sobral (csobral [at] finfedmem [dot] com)

Linda Waldon (lwaldon [at] finfedmem [dot] com)

Stephanie Richer (sricher [at] finfedmem [dot] com)

There may be charges by your cellular provider associated with data usage on your phone. Check with your wireless phone carrier for more information.

*Please refer to our Deposit Agreement for additional information on the features of our deposit accounts and service fees. Fees and services are subject to change based on the terms of our Deposit Agreement. 

**Subject to entering into a separate agreement for these services.