Our two business checking products provide the tools necessary for your enterprise combined with the service essential to ours.

We will help you choose the account best suited to your business today and continue to provide guidance as your needs grow. 

Minimum Requirements:

  • Opening deposit $2,500
  • Designed for small business, lower balances, less than 150 transactions per month

Product Benefits:

  • Online Banking with Bill Pay**
  • Financial Federal Business Visa® debit card**
  • Remote Deposit Capture via Merchant Capture**
  • ACH File Transfer**
  • Intuit QuickBooks™ Direct Connect 
    • Conversion Instructions for Windows and Mac
    • Troubleshooting Guide


  • Non-sufficient Funds (NSF): $35 
  • Stop Payment: $35
  • Service Charge if average balance < $5,000: $15 monthly
  • Wire Transfer: $15**
  • International Wire Transfer: $40
  • Remote Deposit Capture: $40 monthly**
  • Exceed 150 transactions: $.25 per transaction

For more information or to set up an account, please contact one of our bankers listed below via email or by calling (901) 756-2848:

Kristie Graves (kgraves [at] finfedmem [dot] com)

Cindy Perry (cperry [at] finfedmem [dot] com)

Carolyn Sobral (csobral [at] finfedmem [dot] com)

Linda Waldon (lwaldon [at] finfedmem [dot] com)

Stephanie Richer (sricher [at] finfedmem [dot] com)

**Subject to entering into a separate agreement for these services.