Privacy Policies

Privacy Policy

FACTS

WHAT DOES FINANCIAL FEDERAL SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?

Why?
Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and Credit scores

 

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share their customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Financial Federal Savings Bank chooses to share, and whether you can limit this sharing.

Reasons we can share your personal information        Does Financial Federal share?        Can you limit this sharing?

For our everyday business purposes –                             
Such as to process your transactions, maintain your                           Yes                                               No
account(s), respond to court orders and legal
investigations, or report to credit bureaus

For our marketing purposes –
To offer our products and service to you                                            Yes                                               No

For joint marketing with other financial companies                          No                                               NA

For our affiliates’ everyday business purposes –
Information about your transactions and experiences                         No                                               NA

For our affiliates’ everyday business purposes –
Information about your creditworthiness                                            No                                               NA

For nonaffiliates to market to you                                                     No                                               NA


Questions?  Call 901-756-2848 or go to www.finfedmem.com.


Who we are
Who is providing this notice?   This notice is provided by Financial Federal Savings Bank.

What we do
How does Financial Federal protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Financial Federal collect my personal information?
We collect your personal information, for example, when you

  • Open an account or deposit money
  • Apply for a loan or make a payment on a loan

We also collect your personal information from a consumer reporting agency or from outside sources relating to your employment, credit or other relationships with you.

Why can’t I limit all sharing?
Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Definitions

Affiliates
Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • Financial Federal does not have any affiliate companies.

Nonaffiliates
Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • Financial Federal does not share with nonaffiliates.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Financial Federal does not jointly market to you.