Personal Checking

Financial Federal has distinguished itself by providing personal and reliable service since 1985. When you visit us to open a checking account, you will receive a level of service and attention that is uncommon but well deserved.

Minimum Requirements:

  • Opening deposit $1,000
  • Waive $15 monthly fee if average balance above $1,000

 Product Features:

  • Free ATM use anywhere in the U.S.
  • Tiered Interest at $2,500
  • Monthly Statements

Product Benefits:

  • Free Financial Federal custom wallet checks (150)
  • Free Online Banking with Bill Pay
  • Free Financial Federal Visa® debit card
  • Free Mobile Banking*
  • Mobile Deposit Capture**
  • POP Money®, Event Manager, and A2A 
  • Intuit Quicken™ Web Connect

* Network provider fees may apply 


  • Non-sufficient Funds (NSF): $35 
  • Overdraft Fee: $25
  • Stop Payment: $35
  • Monthly Service Charge: $15
  • Wire Transfer: $15
  • POP Money: $.50
  • Returned Deposited Item: $10

For more information or to open an account, please contact one of our bankers via email or by calling (901) 756-2848:
Carolyn Sobral(csobral [at] finfedmem [dot] com)

Christie Summers(csummers [at] finfedmem [dot] com)

Kristie Graves(kgraves [at] finfedmem [dot] com)

Ean Colley(ecolley [at] finfedmem [dot] com)

**Subject to entering into a separate agreement for those services.